Since 1 July 2026, an exchange can only serve you in Spain if it holds a MiCA authorisation. It is the European rule that regulates the crypto sector, and it leaves a very practical question: is my platform on the list? The list exists and it is public. It is published by ESMA, the European markets supervisor, and by the CNMV (Spanish securities regulator) in Spain.
The short answer: the MiCA-licensed crypto exchanges that can operate in Spain include Bit2Me, Criptan, Coinbase, Kraken, OKX, Bybit, Bitpanda, Crypto.com, Bitstamp, Revolut, Gemini and Bitvavo. Binance and MEXC do not appear. At CryptoImpuestos we checked both registers today, 9 November 2026, and cross-checked every name. This is not a recommendation: it is an informative list, and for the AEAT (Spanish tax agency) the licence does not change what you declare.
What is the MiCA licence and what is the European passport?
MiCA is Regulation (EU) 2023/1114 on markets in crypto-assets. Among other things, it requires any company that holds, buys, sells or exchanges cryptocurrencies for clients to be authorised. In the regulation they are called crypto-asset service providers, or CASPs.
That authorisation is granted by the supervisor of the country where the company has its registered office. In Spain it is the CNMV. In Luxembourg, the CSSF. In Malta, the MFSA. And so on in each Member State.
What matters is what comes next. With a single authorisation, the company can offer its services in the rest of the European Union. It only has to notify which countries it wants to operate in. This is the European passport. That is why Coinbase can serve you in Spain with a Luxembourg licence, or Kraken with an Irish one.
There is a nuance. Banks and other financial entities that are already supervised do not apply for a new licence: they notify the supervisor that they will provide crypto services (Article 60 of MiCA). They appear in the registers all the same, but marked as a notification.
What changed on 1 July 2026?
Until that date, platforms listed in the old Banco de España (Bank of Spain) register could keep operating while they waited for their licence. This was the transitional period. In Spain it ended on 1 July 2026.
On 23 June, ESMA published a statement setting out what it expects from platforms that did not obtain authorisation in time:
- Stop taking on clients: no new accounts and no advertising.
- Limit the service to what is needed for the client to sell or transfer their cryptocurrencies, or close their positions.
- Hold assets only for as long as strictly necessary for an orderly exit, and tell clients the deadlines.
Three days later, on 26 June, the chairman of the CNMV, Carlos San Basilio, made it clear that there would be no exceptions or extensions for unlicensed firms, as reported by Reuters.
For you, as a client, the difference is clear. On an authorised platform everything stays the same. On one that is not, the sensible thing is what ESMA itself recommends: check the register and, if the platform is not there, move your cryptocurrencies to an authorised platform or to your own wallet.
Which Spanish exchanges has the CNMV authorised?
In the ESMA register, as at 9 November 2026, there are 16 entities based in Spain. Six are banks (we cover them below). The other ten hold an authorisation as a crypto-asset service provider granted by the CNMV:
- Bit2Me (Bitcoinforme, S.L.): authorised on 31/10/2025. It was the first Spanish platform to obtain the licence.
- DUE Network: 12/06/2026.
- Criptan (Criptan Trade, S.L.): 26/06/2026.
- Crossmint Europe: 26/06/2026.
- Minos Global: 30/06/2026.
- Prosegur Crypto (Prosegur Custodia de Activos Digitales): 30/06/2026, focused on custody.
- Iqana Technologies: 10/07/2026, portfolio management only.
- Fazil Crypto (Basque Pay, S.L.): 31/07/2026, reception and transmission of orders only.
- Cryptopocket (Fintech Payments PSC, S.L.): 31/07/2026.
- GoIn Crypto (Prakma Markets, S.L.): 09/10/2026.
GoIn also has a French company, GOin SAS, authorised by the AMF on 19/06/2025 with Spain included in its passport. Note that they do not all do the same thing. Each authorisation lists specific services, and a company that only manages portfolios is not an exchange where you can buy and sell.
Banks: authorised does not mean they already sell crypto
The register also includes BBVA (05/03/2025), Openbank (24/07/2025), Cecabank (24/07/2025), Renta 4 (21/11/2025), Kutxabank (27/03/2026) and CaixaBank (27/03/2026). All of them by notification, as entities that are already supervised. The CNMV’s online list also includes ABANCA, which does not yet appear in the ESMA file.
A bank being on the register only means it can offer crypto services. Not that it already does, nor for all its clients. If this route interests you, we cover it in buying bitcoin at your bank.
List of MiCA-licensed exchanges that can operate in Spain
Most of the big platforms you use in Spain hold their licence elsewhere and arrive with the European passport. This is the list of the best-known ones that appear in the ESMA register with Spain among their countries, cross-checked against the CNMV list:
| Exchange | Country | Authority | Authorised |
|---|---|---|---|
| Bit2Me | Spain | CNMV | 31/10/2025 |
| Criptan | Spain | CNMV | 26/06/2026 |
| GoIn Crypto | Spain | CNMV | 09/10/2026 |
| Bitpanda | Austria | FMA | 09/04/2025 |
| Bybit EU | Austria | FMA | 28/05/2025 |
| KuCoin EU | Austria | FMA | 27/11/2025 |
| WhiteBIT EU | Austria | FMA | 18/06/2026 |
| Revolut | Cyprus | CySEC | 20/10/2025 |
| eToro | Cyprus | CySEC | 16/01/2025 |
| SwissBorg | France | AMF | 05/03/2026 |
| Kraken | Ireland | CBI | 25/06/2025 |
| Robinhood | Lithuania | Bank of Lithuania | 29/05/2025 |
| Coinbase | Luxembourg | CSSF | 20/06/2025 |
| Bitstamp | Luxembourg | CSSF | 15/05/2025 |
| OKX | Malta | MFSA | 27/01/2025 |
| Crypto.com | Malta | MFSA | 27/01/2025 |
| Gemini | Malta | MFSA | 21/08/2025 |
| Gate | Malta | MFSA | 29/09/2025 |
| Blockchain.com | Malta | MFSA | 22/10/2025 |
| Bitvavo | Netherlands | AFM | 26/06/2025 |
The date is the authorisation date shown in the ESMA register. The CNMV also publishes the date from which each one can provide services in Spain, which is sometimes later.
Two more details. The German neobanks Trade Republic and N26 appear by notification to BaFin, the German supervisor, with Spain included. And BingX EU appears in the ESMA register from 13/10/2026 with Spain among its countries, although it was not yet on the CNMV list on the day we checked. The registers are not updated at the same time.
In total, the ESMA file contains almost 400 entries across the Union, and the CNMV list 197 names that can operate in Spain.
Who is missing and what to do if your exchange is not listed?
Binance does not appear in the ESMA register or on the CNMV list. In June it withdrew its application in Greece and said it would apply for the licence in another EU country. Until it appears on the register, in Spain it should only let you sell and withdraw, and it has confirmed that it will close the affected accounts in Spain on 31 December 2026. We cover what is happening these days in what is going on with Binance.
MEXC is not authorised either. What is more, it appears on ESMA’s list of entities operating without a licence, flagged by the Dutch supervisor. And other well-known names, such as Bitget or HTX, are not among the authorised firms.
If your platform is not listed:
- Do not panic or sell in a hurry. Your cryptocurrencies do not disappear because of this, and selling has tax consequences.
- Download your full history before anything else. You will need it for your tax return.
- Transfer your cryptocurrencies to an authorised platform or to your own wallet. The options are explained in what to do if Binance does not work in Spain.
- If you have a problem with an authorised platform, complain to it first and then to the supervisor. We explain it in how to complain about a crypto exchange to the CNMV.
Also watch what you keep inside authorised platforms. Stablecoins without MiCA authorisation, such as USDT, have their own deadlines: we cover them in stablecoins and MiCA: what happens to USDT and USDC.
How to check for yourself whether an exchange has a MiCA licence
This list is a snapshot from 9 November 2026. The registers change every week, so it is best that you know how to check yourself:
- Look up the company’s legal name. It is in the terms of use or at the bottom of the website. For example, Kraken operates in Europe as Payward Europe Solutions Limited and Crypto.com as Foris DAX MT Limited.
- Open ESMA’s MiCA page. On the ESMA website you will find the interim register, with a file of authorised providers (CASPS) that you can open with any spreadsheet.
- Search for the company and look at three columns: the supervisor that authorised it, the date and the countries where it can operate. Spain appears as “ES”.
- Check the CNMV list. The CNMV publishes the list of crypto-asset service providers that can operate in Spain, with a PDF detailing each one’s services.
- Check the services. A company being authorised to hold assets does not mean it can exchange your cryptocurrencies for euros. The authorisation details each service.
If the company does not appear on either list, treat it as unauthorised. And be wary of websites that use the name of a well-known platform but a different address: always access it by typing the address yourself.
Does it change anything with the Spanish tax agency if your exchange is MiCA-licensed?
No. MiCA is a market rule, not a tax rule. Your platform having a licence does not change what you declare or how it is calculated.
- Sales and swaps are taxed the same way. Selling for euros or exchanging one cryptocurrency for another generates a capital gain or loss, whether on an authorised platform or not. It is calculated with the global FIFO method, adding up all your platforms.
- Transferring is not selling. Moving your cryptocurrencies from an unlicensed exchange to an authorised one, or to your wallet, is not taxed. According to ruling V0648-24 from the DGT (Directorate-General for Taxation, which issues the Spanish tax agency’s binding rulings), the fee you pay to move crypto between two accounts of your own has no effect on IRPF either.
- Modelo 721 depends on where the entity holding your coins is, not on the licence. If your balances with foreign custodians add up to more than €50,000 on 31 December, you have to file Modelo 721 (the Spanish information return on crypto held abroad). If you already filed it in a previous year, you only file again if that value has risen by more than €20,000 or if you no longer hold coins you had already declared. A foreign exchange counts even if it has a passport for Spain, unless it holds your coins through an entity or branch in Spain; the usual case for Coinbase, Kraken, Bitpanda or Bybit is that they count. Bit2Me, Criptan or a Spanish bank do not count. We explain it step by step in the Modelo 721 guide.
With this year’s balance transfers, you may well have movements spread between a platform that no longer operates here and one or two new ones. Global FIFO has to cross-match them all, and that is where mistakes are usually made.
Summary: MiCA-licensed crypto exchanges in Spain
| Question | Answer |
|---|---|
| Who authorises in Spain? | The CNMV; in other countries, their own supervisor |
| Is a licence from another country valid? | Yes, with the European passport if it includes Spain |
| What can an unlicensed platform do from 01/07/2026? | Only let you sell, transfer or withdraw |
| Are Binance or MEXC listed? | No, as at 09/11/2026 |
| Does it change how I am taxed? | No: sales and swaps are taxed the same way |
| Does it count for Modelo 721? | If the custodian is foreign and you exceed €50,000 on 31/12 (or you have declared it before) |
Frequently asked questions
How do I know if my exchange has a MiCA licence?
Look up its legal name in ESMA’s interim register and on the CNMV list of providers. If it appears with “ES” among its countries, it can serve you in Spain.
My exchange is licensed in Malta, can it operate in Spain?
Yes, if it has notified that it operates in Spain under the European passport. That is the case of OKX, Crypto.com or Gemini, according to the ESMA register.
Does Binance have a MiCA licence?
No. As at 9 November 2026 it does not appear in the ESMA register or on the CNMV list. In Spain it should only allow you to sell, transfer or withdraw.
If my bank is on the list, can I already buy bitcoin with it?
Not necessarily. Being on the register means it can offer crypto services, not that it already does or does so for all clients. Ask your bank.
Do I have to declare anything for moving my crypto to a licensed exchange?
The transfer is not a sale, so it is not taxed in itself. What you do declare are the year’s sales and swaps. And if the exchange is foreign, it counts towards the €50,000 threshold for Modelo 721.
Switching exchanges should not complicate your tax return
If you have moved your cryptocurrencies from one platform to another this year, your tax return depends on bringing all those histories together. Send us your history and we will generate the document with all your exchanges and wallets using the global FIFO method required by the Spanish tax agency.
Registers checked on 9 November 2026: ESMA’s file of authorised providers (updated 05/11/2026) and the CNMV list of crypto-asset service providers.
Víctor Lázaro
Marketing Director, Cryptoimpuestos.es
